Plain-English finance,
for everyone.
Finance Motion is an independent UK personal finance information resource. We compile, explain, and simplify publicly available guidance from HMRC, the FCA, the Money and Pensions Service, and GOV.UK — so ordinary people can understand their money without needing to pay for advice.
Important: Finance Motion provides general information only. We are not regulated by the Financial Conduct Authority. Nothing on this site is personalised financial advice. For major financial decisions — investments, mortgages, pensions — always consult a qualified, FCA-regulated financial adviser.
What We Do
We cover everything from ISAs and tax codes to redundancy rights and inheritance tax. Every guide is written in plain English, based on publicly available official sources, and reviewed at the start of each tax year. We link directly to GOV.UK, HMRC, and the FCA on every page so you can verify everything we say at source.
Our Sources
All content is based on official UK government and regulatory sources: GOV.UK, HMRC guidance, FCA consumer information, the Money and Pensions Service (MoneyHelper), the Office for National Statistics, and the Office for Budget Responsibility. We do not publish information without a verifiable official source.
Editorial Independence
Finance Motion is editorially independent. We do not accept payment to feature financial products. Our guides are never influenced by advertisers or commercial relationships. Where we link to external resources, we choose them solely for quality and usefulness.
Always Up to Date
Tax rules, benefit rates, and allowances change every April. We review every guide at the start of each tax year and whenever HMRC or the government announces significant changes mid-year. All guides clearly state the tax year they cover (currently 2025/26: 6 April 2025 to 5 April 2026).
What We Are Not
We are not financial advisers. We are not regulated by the Financial Conduct Authority. We do not give personalised recommendations. For complex decisions — pensions, investments, mortgages, tax planning — we always recommend consulting a qualified, regulated adviser. You can find one at unbiased.co.uk or vouchedfor.co.uk.
How We Keep It Free
Finance Motion is free to use with no sign-up, no paywall, and no premium tier. The site may display advertising in the future to cover running costs. Any advertising will be clearly labelled and will never influence editorial content. Our guides will always be free.
When to Get Professional Advice
Our guides are a starting point, not a substitute for professional advice. For significant financial decisions we recommend consulting a regulated professional:
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